Christopher M. Capozzi - 28 Jan 2026 Form 3 Insider Report for Ethos Technologies Inc. (LIFE)

Role: Chief Financial Officer
Signature: /s/ Porter Nolan, Attorney-in-Fact
Issuer symbol: LIFE
Transactions as of: 28 Jan 2026
Net transactions value: $0
Form type: 3
Filing time: 28 Jan 2026, 20:38:25 UTC
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Capozzi Christopher M.	Chief Financial Officer	C/O ETHOS TECHNOLOGIES INC., 1606 HEADWAY CIRCLE #9013, AUSTIN	/s/ Porter Nolan, Attorney-in-Fact	28 Jan 2026	0001858189

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	LIFE	Class A Common Stock						665,527	28 Jan 2026	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 463,533 shares issuable on settlement of restricted stock units ("RSUs"). The vesting of the RSUs is contingent upon both (i) a service-based requirement (the "Service Milestone") and (ii) a liquidity event-based requirement (the "Liquidity Event Milestone"). If both the Service Milestone and the Liquidity Event Milestone are achieved, 25% of the shares subject to the RSU vest on May 15, 2026 and the remainder shall vest quarterly over the following 36 months. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's initial public offering of its Class A Common Stock.
F2	Includes 201,994 shares issuable on settlement of RSUs. The vesting of the RSUs is contingent upon both the Service Milestone and the Liquidity Event Milestone. If both the Service Milestone and the Liquidity Event Milestone are achieved, 25% of the shares subject to the RSU vest on May 15, 2026 and the remainder shall vest quarterly over the following 36 months. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's initial public offering of its Class A Common Stock.

Content

Includes 463,533 shares issuable on settlement of restricted stock units ("RSUs"). The vesting of the RSUs is contingent upon both (i) a service-based requirement (the "Service Milestone") and (ii) a liquidity event-based requirement (the "Liquidity Event Milestone"). If both the Service Milestone and the Liquidity Event Milestone are achieved, 25% of the shares subject to the RSU vest on May 15, 2026 and the remainder shall vest quarterly over the following 36 months. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's initial public offering of its Class A Common Stock.

Includes 201,994 shares issuable on settlement of RSUs. The vesting of the RSUs is contingent upon both the Service Milestone and the Liquidity Event Milestone. If both the Service Milestone and the Liquidity Event Milestone are achieved, 25% of the shares subject to the RSU vest on May 15, 2026 and the remainder shall vest quarterly over the following 36 months. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's initial public offering of its Class A Common Stock.