Graham Fleming - 19 Dec 2025 Form 4 Insider Report for Finance of America Companies Inc. (FOA)

Role: Chief Executive Officer
Signature: /s/ Tracy Lowe, as power of attorney for Graham Fleming
Issuer symbol: FOA
Transactions as of: 19 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 23 Dec 2025, 16:10:26 UTC
Previous filing: 14 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Fleming Graham	Chief Executive Officer	C/O FINANCE OF AMERICA COMPANIES INC.,, 5830 GRANITE PARKWAY, SUITE 400, PLANO	/s/ Tracy Lowe, as power of attorney for Graham Fleming	23 Dec 2025	0001853906

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	FOA	Stock Options (Right to Buy)	Award	$0	+200,000		$0.000000	200,000	19 Dec 2025	Class A Common Stock	200,000	$25.00	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These stock options vest in one-third increments on the first, second and third anniversaries of the vesting reference date, December 19, 2025, subject to the Reporting Person's continued employment.