| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Eberly Paul E. | EVP/Chief Lending Officer | C/O F&M BANK, 205 SOUTH MAIN STREET, TIMBERVILLE | /s/ Candy F. Barkley, Attorney-in-Fact | 27 Feb 2026 | 0001851105 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | fmbm | Common Stock | Purchase | $15,235 | +554 | +6.9% | $27.50 | 8,534 | 30 Sep 2025 | Direct | F1 |
| Id | Content |
|---|---|
| F1 | Adjusted ESOP shares balance in accordance with the allocation methodology set forth int he Stock Bonus Plan, as of September 30, 2025. |