Aubrey M. Wilkerson - 31 Dec 2025 Form 5 Insider Report for F&M BANK CORP (fmbm)

Role: CEO, Director
Signature: /s/ Candy F. Barkley, Attorney-in-Fact
Issuer symbol: fmbm
Transactions as of: 31 Dec 2025
Net transactions value: +$2,678
Form type: 5
Filing time: 27 Feb 2026, 15:24:38 UTC
Previous filing: 05 Aug 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Wilkerson Aubrey M.	CEO, Director	C/O F&M BANK, 205 SOUTH MAIN STREET, TIMBERVILLE	/s/ Candy F. Barkley, Attorney-in-Fact	27 Feb 2026	0001850778

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	fmbm	Common Stock	Purchase	$362	+18	+0.07%	$20.45	26,870	28 Feb 2025	Direct	F1
transaction	fmbm	Common Stock	Purchase	$763	+39	+0.14%	$19.75	26,908	30 May 2025	Direct	F1
transaction	fmbm	Common Stock	Purchase	$773	+33	+0.12%	$23.70	26,941	29 Aug 2025	Direct	F1
transaction	fmbm	Common Stock	Purchase	$781	+29	+0.11%	$26.95	26,970	29 Nov 2025	Direct	F1
holding	fmbm	Common Stock						1,565	31 Dec 2025	Held in F&M Bank Corp. Employee Stock Ownership Plan	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 653 shares acquired in 2025 F&M Bank Corp. Dividend Reinvestment Plan.
F2	Adjusted ESOP share balance in accordance with the allocation methodology set forth in the Stock Bons Plan, as of September 30, 2025.