Mat Ishbia - 15 Oct 2025 Form 4/A - Amendment Insider Report for UWM Holdings Corp (UWMC)

Role: President and CEO, Director, 10%+ Owner
Signature: /s/ Mat Ishbia
Issuer symbol: UWMC
Transactions as of: 15 Oct 2025
Net transactions value: $0
Form type: 4/A - Amendment
Filing time: 05 Nov 2025, 16:56:19 UTC
Date Of Original Report: 16 Oct 2025
Previous filing: 14 Oct 2025
Next filing: 20 Oct 2025
SEC: View on sec.gov

Reporting Owners (2)

Name	Relationship	Address	Signature	Signature date	CIK
Mat Ishbia	President and CEO, Director, 10%+ Owner	C/O UWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC	/s/ Mat Ishbia	05 Nov 2025	0001841794
SFS HOLDING CORP	10%+ Owner	C/O UWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC	/s/ Mat Ishbia, CEO, for SFS Holding Corp.	05 Nov 2025	0001842002

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	UWMC	Class A Common Stock	Conversion of derivative security		+6,800,000	+431%		8,377,952	15 Oct 2025	See Footnote	F1, F2, F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	UWMC	UWM Paired Interests	Conversion of derivative security	$0	-6,800,000	-0.5%	$0.000000	1,351,882,620	15 Oct 2025	Class A Common Stock	6,800,000		See Footnote	F2, F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On October 16, 2025, the Reporting Persons filed a Form 4 which inadvertently did not report a conversion of UWM Paired Interests into Class A Common Stock.
F2	Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.
F3	These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.
F4	The conversion rights related to the UWM Paired Interests do not expire.