| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Datta Sanjay | Chief Financial Officer | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 410, SAN MATEO | /s/ Scott Darling | 24 Feb 2026 | 0001832808 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UPST | Common Stock | Sale | $238,375 | -7,982 | -2.8% | $29.86 | 276,688 | 20 Feb 2026 | Direct | F1, F2, F3, F4 |
| Id | Content |
|---|---|
| F1 | These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs). |
| F2 | The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $29.585 to $30.30. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price. |
| F3 | Includes 390 shares acquired on February 13, 2026 under the Issuer's 2020 Employee Stock Purchase Plan. |
| F4 | Certain of the securities reported in Column 5 are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU. |