Darren Graeler - 15 Dec 2025 Form 4 Insider Report for loanDepot, Inc. (LDI)

Role: Chief Accounting Officer
Signature: /s/ Greg Smith, as Attorney-in-Fact for Darren Graeler
Issuer symbol: LDI
Transactions as of: 15 Dec 2025
Net transactions value: -$22,322
Form type: 4
Filing time: 16 Dec 2025, 17:05:37 UTC
Previous filing: 12 Sep 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Graeler Darren	Chief Accounting Officer	C/O LOANDEPOT, INC., 6561 IRVINE CENTER DRIVE, IRVINE	/s/ Greg Smith, as Attorney-in-Fact for Darren Graeler	16 Dec 2025	0001983414

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LDI	Class A Common Stock	Options Exercise		+18,601	+8.5%		238,472	15 Dec 2025	Direct	F1, F2
transaction	LDI	Class A Common Stock	Tax liability	$22,322	-9,074	-3.8%	$2.46	229,398	15 Dec 2025	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	LDI	Restricted Stock Units	Options Exercise	$0	-18,601	-50%	$0.000000	18,601	15 Dec 2025	Class A Common Stock	18,601		Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	RSUs that vested on Sunday, December 14, 2025, were settled on Monday, December 15, 2025.
F2	Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The remaining RSUs are scheduled to vest on December 14, 2026.