Dennis W. Archer Jr. - 15 Aug 2025 Form 4 Insider Report for INDEPENDENT BANK CORP /MI/ (IBCP)

Role: Director
Signature: s/Darcy J. Benjamin, Attorney-in-Fact
Issuer symbol: IBCP
Transactions as of: 15 Aug 2025
Net transactions value: +$1,624
Form type: 4
Filing time: 01 Oct 2025, 16:39:46 UTC
Previous filing: 01 Jul 2025
Next filing: 05 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Archer Dennis W. Jr	Director	4200 E BELTLINE, GRAND RAPIDS	s/Darcy J. Benjamin, Attorney-in-Fact	01 Oct 2025	0001830303

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	IBCP	Phantom Stock Units	Award	$1,624	+52	+0.84%	$31.11	6,297	15 Aug 2025	Common Stock	52		Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The Phantom Stock Units were accrued for under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and are to be settled in the Issuer's Common Stock upon the reporting person's retirement as a director.