Gregory Smallwood - 16 Mar 2026 Form 4 Insider Report for loanDepot, Inc. (LDI)

Role: Chief Legal Officer
Signature: /s/ Greg Smith, as Attorney-in-Fact for Gregory Smallwood
Issuer symbol: LDI
Transactions as of: 16 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 18 Mar 2026, 16:45:26 UTC
Previous filing: 16 Sep 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smallwood Gregory	Chief Legal Officer	C/O LOANDEPOT, INC., 6561 IRVINE CENTER DR., IRVINE	/s/ Greg Smith, as Attorney-in-Fact for Gregory Smallwood	18 Mar 2026	0001829106

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LDI	Class A Common Stock	Options Exercise		+118,613	+56%		330,202	16 Mar 2026	Direct	F1, F2
transaction	LDI	Class A Common Stock	Tax liability		-32,150	-9.7%	$1.56^*	298,052	16 Mar 2026	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	LDI	Restricted Stock Units	Options Exercise		-118,613	-33%	$0.000000^*	237,226	16 Mar 2026	Class A Common Stock	118,613		Direct	F2
transaction	LDI	Restricted Stock Units	Award		+306,603		$0.000000^*	306,603	16 Mar 2026	Class A Common Stock	306,603		Direct	F3
transaction	LDI	Performance Share Units	Award		+102,201		$0.000000^*	102,201	16 Mar 2026	Class A Common Stock	102,201		Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, and were settled on Monday, March 16, 2026.
F2	Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant.
F3	Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.
F4	Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.