Wendy S. Bell - 26 Aug 2025 Form 4 Insider Report for Carter Bankshares, Inc. (CARE)

Role: SENIOR EXECUTIVE VP, CFO
Signature: /s/ Abigail E. McGuire, Attorney-in-Fact
Issuer symbol: CARE
Transactions as of: 26 Aug 2025
Net transactions value: -$4,885
Form type: 4
Filing time: 26 Aug 2025, 15:24:51 UTC
Previous filing: 06 Mar 2025
Next filing: 27 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Bell Wendy S.	SENIOR EXECUTIVE VP, CFO	1300 KINGS MOUNTAIN ROAD, MARTINSVILLE	/s/ Abigail E. McGuire, Attorney-in-Fact	26 Aug 2025	0001825266

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CARE	Common Stock	Sale	$4,885	-250	-100%	$19.54	0	26 Aug 2025	Custodian for Julia Bell
transaction	CARE	Common Stock	Other	$0	-100	-100%	$0.000000	0	26 Aug 2025	Custodian for Jessica Bell DiGiorgio	F1
holding	CARE	Common Stock						35,407	26 Aug 2025	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These shares no longer have pecuniary interest due to Jessica Bell DiGiorgio no longer being in the household. Disposition of shares to Jessica Bell DiGiorgio's name only.