Robert G. Loughery - 14 Nov 2025 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: Director
Signature: /s/ Melinda S Kilburn for Robert G Loughery, 3/20/25, Attorney-in-Fact
Issuer symbol: CZNC
Transactions as of: 14 Nov 2025
Net transactions value: +$2,485
Form type: 4
Filing time: 26 Nov 2025, 14:40:37 UTC
Previous filing: 22 Aug 2025
Next filing: 27 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Loughery Robert G	Director	1128 SLOTTER ROAD, PERKASIE	/s/ Melinda S Kilburn for Robert G Loughery, 3/20/25, Attorney-in-Fact	26 Nov 2025	0001815916

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Other	$2,485	+128	+1.2%	$19.42	10,809	14 Nov 2025	Direct	F1
holding	CZNC	Common Stock						2	14 Nov 2025	By Spouse
holding	CZNC	Common Stock						375	14 Nov 2025	By Child

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.