John Yung - 26 Nov 2025 Form 4 Insider Report for ENCORE CAPITAL GROUP INC (ECPG)

Signature
/s/ Michael Chin, Attorney-in-Fact for John Yung
Issuer symbol
ECPG
Transactions as of
26 Nov 2025
Net transactions value
-$52,000
Form type
4
Filing time
26 Nov 2025, 20:05:50 UTC
Previous filing
10 Nov 2025
Next filing
11 Mar 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Yung John President, Intl. and Cabot 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO /s/ Michael Chin, Attorney-in-Fact for John Yung 26 Nov 2025 0001749518

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction ECPG Common Stock Sale $52,000 -1,000 -1.7% $52.00 56,609 26 Nov 2025 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 16, 2025. This Rule 10b5-1 trading plan has now been completed.