DAVID SPECTOR - 12 Feb 2026 Form 4 Insider Report for PennyMac Financial Services, Inc. (PFSI)

Role: Chairman & CEO, Director
Signature: /s/ Derek W. Stark, attorney-in-fact for Mr. Spector
Issuer symbol: PFSI
Transactions as of: 12 Feb 2026
Net transactions value: $0
Form type: 4
Filing time: 17 Feb 2026, 18:43:29 UTC
Previous filing: 14 Jan 2026
Next filing: 18 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
SPECTOR DAVID	Chairman & CEO, Director	C/O PENNYMAC FINANCIAL SERVICES, INC., 3043 TOWNSGATE ROAD, WESTLAKE VILLAGE	/s/ Derek W. Stark, attorney-in-fact for Mr. Spector	17 Feb 2026	0001275713

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PFSI	Common Stock	Award	$0	+19,810	+3.6%	$0.000000	572,669	12 Feb 2026	Direct	F1
transaction	PFSI	Common Stock	Other	$0	-25,000	-4.4%	$0.000000	547,669	13 Feb 2026	Direct	F2, F3
holding	PFSI	Common Stock						100,604	12 Feb 2026	ST Family Investment Company LLC

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	PFSI	Nonstatutory Stock Option (Right to Buy)	Award	$0	+50,319		$0.000000	50,319	12 Feb 2026	Common Stock	50,319	$91.49	Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The Reporting Person was granted restricted stock units, which will vest in three equal installments beginning on the first anniversary of the date of the grant, are to be settled in an equal number of shares of Common Stock upon vesting.
F2	Pursuant to a divorce settlement, these shares of Common Stock were transferred for no consideration to the reporting person's former spouse and the reporting person no longer reports that he is the beneficial owner of these shares.
F3	The reported amount consists of 56,109 restricted stock units and 491,560 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.
F4	This nonstatutory stock option to purchase 50,319 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 12, 2027, 2028 and 2029, subject to the Reporting Person's continued service through each date.