Robert Owen Smith - 07 Feb 2026 Form 4 Insider Report for NMI Holdings, Inc. (NMIH)

Signature
/s/ Augustin Joo, as Attorney-in-Fact
Issuer symbol
NMIH
Transactions as of
07 Feb 2026
Net transactions value
$0
Form type
4
Filing time
10 Feb 2026, 19:46:04 UTC
Previous filing
02 May 2025
Next filing
13 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Robert Owen EVP, Chief Risk Officer C/O NMI HOLDINGS, INC., 2100 POWELL STREET, 12TH FL., EMERYVILLE /s/ Augustin Joo, as Attorney-in-Fact 10 Feb 2026 0001739814

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NMIH Common Shares, $0.01 par value per share Tax liability $0 -3,383 -4% $0.000000 81,183 07 Feb 2026 Direct F1
transaction NMIH Common Shares, $0.01 par value per share Tax liability $0 -1,964 -2.4% $0.000000 79,219 08 Feb 2026 Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on February 7, 2024 at a net settlement price equal to the closing stock price on February 6, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
F2 Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on February 8, 2023 at a net settlement price equal to the closing stock price on February 6, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
F3 Represents 61,417 common shares and 17,802 unvested restricted stock units.