| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Chybowski Joseph M. | PRESIDENT & CFO | C/O BRIDGEWATER BANCSHARES, INC., 4450 EXCELSIOR BLVD., SUITE 100, ST. LOUIS PARK | /s/ Ben Klocke, Attorney-in-Fact | 04 Feb 2026 | 0001732715 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | BWB | Common Stock | Tax liability | $32,036 | -1,632 | -1.5% | $19.63 | 103,717 | 02 Feb 2026 | Direct | |
| transaction | BWB | Common Stock | Tax liability | $15,358 | -786 | -0.76% | $19.54 | 102,931 | 03 Feb 2026 | Direct | |
| transaction | BWB | Common Stock | Award | $0 | +15,570 | +15% | $0.000000 | 118,501 | 03 Feb 2026 | Direct | |
| holding | BWB | Common Stock | 1,000 | 02 Feb 2026 | By Spouse IRA |