| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Holland Noel R. | Director | 19-01 ROUTE 208 NORTH, FAIR LAWN | /s/ Dennis E. Gibney, Power of Attorney | 10 Feb 2026 | 0001729840 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | CLBK | Common Stock | Award | $170 | +9 | +0.09% | $18.52 | 10,021 | 06 Feb 2026 | By Stock-Based Deferral Plan | F1 |
| holding | CLBK | Common Stock | 33,519 | 06 Feb 2026 | Direct | ||||||
| holding | CLBK | Common Stock | 46,280 | 06 Feb 2026 | By SEP-IRA | ||||||
| holding | CLBK | Common Stock | 3,207 | 06 Feb 2026 | By Stock Award IV | F2 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Underlying Class | Amount | Exercise Price | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| holding | CLBK | Stock Options (right to buy) | 83,294 | 06 Feb 2026 | Common Stock | 83,294 | $15.60 | Direct | F3 |
| Id | Content |
|---|---|
| F1 | Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person. |
| F2 | Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 11, 2026. |
| F3 | Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable. |