| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Wise Andrew J | SEVP, Chief Risk Officer | 250 GLEN STREET, GLENS FALLS | Penko Ivanov, Attorney in Fact | 2025-12-12 | 0001729837 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | AROW | Common Stock | Options Exercise | $94.2K | +3.48K | +17% | $27.04 | 24K | Dec 10, 2025 | Direct | |
| transaction | AROW | Common Stock | Tax liability | -$94.2K | -2.98K | -12.05% | $31.64 | 21.7K | Dec 10, 2025 | Direct | F1 |
| Id | Content |
|---|---|
| F1 | The information provided reflects 218 shares acquired under the Company's DRIP, 515 shares acquired via ESPP purchases May 29, 2025. This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4. |