Oliver Edward Lewis Jr. - 01 May 2025 Form 4 Insider Report for Columbia Financial, Inc. (CLBK)

Role: SEVP & Head Commercial Banking
Signature: /s/ Dennis E. Gibney, Power of Attorney
Issuer symbol: CLBK
Transactions as of: 01 May 2025
Net transactions value: -$6,684
Form type: 4
Filing time: 05 May 2025, 15:22:49 UTC
Previous filing: 10 Mar 2025
Next filing: 04 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Lewis Oliver Edward Jr	SEVP & Head Commercial Banking	19-01 ROUTE 208 NORTH, FAIR LAWN	/s/ Dennis E. Gibney, Power of Attorney	05 May 2025	0001839477

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CLBK	Common Stock	Tax liability	$6,684	-455	-1.7%	$14.69	26,672	01 May 2025	Direct	F1
holding	CLBK	Common Stock						4,905	01 May 2025	By Stock-Based Deferral Plan
holding	CLBK	Common Stock						6,521	01 May 2025	By ESOP	F2
holding	CLBK	Common Stock						2,919	01 May 2025	By SERP	F2
holding	CLBK	Common Stock						681	01 May 2025	By SIM
holding	CLBK	Common Stock						13,265	01 May 2025	By Stock Award III	F3
holding	CLBK	Common Stock						11,616	01 May 2025	By Stock Award IV	F4
holding	CLBK	Common Stock						11,300	01 May 2025	By Stock Award V	F5

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CLBK	Stock Options (right to buy)						17,647	01 May 2025	Common Stock	17,647	$17.00	Direct	F6
holding	CLBK	Stock Options (right to buy)						57,026	01 May 2025	Common Stock	57,026	$17.86	Direct	F6
holding	CLBK	Stock Options (right to buy)						11,579	01 May 2025	Common Stock	11,579	$15.94	Direct	F7
holding	CLBK	Stock Options (right to buy)						8,518	01 May 2025	Common Stock	8,518	$16.49	Direct	F8
holding	CLBK	Stock Options (right to buy)						19,576	01 May 2025	Common Stock	19,576	$16.23	Direct	F9

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.
F2	This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to rule 16b-3(c).
F3	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on May 1, 2024; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
F4	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
F5	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
F6	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
F7	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on May 1, 2024.
F8	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
F9	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.