Manesh Balachandran Prabhu - 14 Mar 2025 Form 4 Insider Report for Columbia Financial, Inc. (CLBK)

Role: EVP & CIO
Signature: /s/ Dennis E. Gibney, Power of Attorney
Issuer symbol: CLBK
Transactions as of: 14 Mar 2025
Net transactions value: +$5,010
Form type: 4
Filing time: 18 Mar 2025, 16:13:09 UTC
Previous filing: 10 Mar 2025
Next filing: 05 May 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CLBK	Common Stock	Award	$5,010	+330	+153%	$15.20	546	14 Mar 2025	By Stock-Based Deferral Plan	F1
holding	CLBK	Common Stock						3,220	14 Mar 2025	Direct
holding	CLBK	Common Stock						1,218	14 Mar 2025	By 401(k)	F2
holding	CLBK	Common Stock						2,150	14 Mar 2025	By ESOP	F2
holding	CLBK	Common Stock						437	14 Mar 2025	By SERP	F2
holding	CLBK	Common Stock						1,522	14 Mar 2025	By Stock Award	F3
holding	CLBK	Common Stock						10,659	14 Mar 2025	By Stock Award II	F4
holding	CLBK	Common Stock						11,315	14 Mar 2025	By Stock Award III	F5
holding	CLBK	Common Stock						11,018	14 Mar 2025	By Stock Award IV	F6

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CLBK	Stock Options (right to buy)						12,985	14 Mar 2025	Common Stock	12,985	$20.54	Direct	F7
holding	CLBK	Stock Options (right to buy)						8,459	14 Mar 2025	Common Stock	8,459	$15.94	Direct	F8
holding	CLBK	Stock Options (right to buy)						8,296	14 Mar 2025	Common Stock	8,296	$16.49	Direct	F9
holding	CLBK	Stock Options (right to buy)						19,086	14 Mar 2025	Common Stock	19,086	$16.23	Direct	F10

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
F2	This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to rule 16b-3(c).
F3	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan, which vest in three equal annual installments commencing on October 31, 2023.
F4	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on May 1, 2024; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
F5	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
F6	Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3 2028.
F7	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan, which vest in three equal annual installments commencing on October 31, 2023.
F8	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on May 1, 2024.
F9	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
F10	Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.