Elizabeth Miller - 28 Jan 2026 Form 4 Insider Report for ARROW FINANCIAL CORP (AROW)

Role
Director
Signature
Penko Ivanov, Attorney in Fact
Issuer symbol
AROW
Transactions as of
28 Jan 2026
Net transactions value
+$26,528
Form type
4
Filing time
04 Feb 2026, 08:52:44 UTC
Previous filing
10 Oct 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Miller Elizabeth Director 1071 RIDGE ROAD, QUEENSBURY Penko Ivanov, Attorney in Fact 03 Feb 2026 0001692172

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction AROW Common Stock Award $26,528 +818 +2.1% $32.43 39,985 28 Jan 2026 Direct F1, F2
holding AROW Common Stock 5,847 28 Jan 2026 Held by Miller Family Partnership, LP F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The restricted stock vests in 3 equal installments on each of January 28, 2027, January 28, 2028, and January 28, 2029.
F2 The information provided reflects 146 shares acquired under the Company's DRIP since October 08, 2025 which were not required to be reported on a Form 4. This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4.
F3 The reporting person disclaims beneficial ownership of these securities and this report shall not be deemed an admission that the reporting person is the beneficial owner of the securities for any purpose.