Daniel L. Lehman - 31 Dec 2022 Form 4 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Role: Executive Vice President
Signature: /s/ Kent G. Townsend, under Power of Attorney
Issuer symbol: CFFN
Transactions as of: 31 Dec 2022
Net transactions value: +$47,350
Form type: 4
Filing time: 03 Jan 2023, 09:51:48 UTC
Previous filing: 03 Jan 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CFFN	CFFN common stock	Options Exercise	$34,957	+2,546	+25%	$13.73	12,789	31 Dec 2022	Direct	F1
transaction	CFFN	CFFN common stock	Disposed to Issuer	$22,023	-2,546	-20%	$8.65	10,243	31 Dec 2022	Direct	F1
holding	CFFN	CFFN common stock						51,387	31 Dec 2022	IRA
holding	CFFN	CFFN common stock						9,772	31 Dec 2022	ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	CFFN	CFFN Phantom Stock 2019	Options Exercise	$34,957	-2,546	-100%	$13.73	0	31 Dec 2022	CFFN common stock	2,546	$13.73	Direct	F1, F2
transaction	CFFN	CFFN Phantom Stock 2022	Award	$69,373	+8,020		$8.65	8,020	31 Dec 2022	CFFN common stock	8,020	$8.65	Direct	F2
holding	CFFN	CFFN Phantom Stock 2020						1,687	31 Dec 2022	CFFN common stock	1,687	$12.50	Direct	F2
holding	CFFN	CFFN Phantom Stock 2021						4,747	31 Dec 2022	CFFN common stock	4,747	$11.33	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Transaction reflects the deemed conversion of phantom stock units previously acquired under the Issuer's Deferred Incentive Bonus Plan into the underlying shares of common stock and the deemed simultaneous disposition of such shares in connection with the cash settlement of such phantom stock units.
F2	The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.