Lisette Reynoso - 16 Sep 2025 Form 4 Insider Report for CONSUMER PORTFOLIO SERVICES, INC. (CPSS)

Signature
/s/ Lisette Reynoso
Issuer symbol
CPSS
Transactions as of
16 Sep 2025
Net transactions value
+$3.15
Form type
4
Filing time
17 Sep 2025, 19:15:16 UTC
Previous filing
11 Sep 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Reynoso Lisette Sr. Vice President 19500 JAMBOREE RD, IRVINE /s/ Lisette Reynoso 17 Sep 2025 0001983339

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CPSS Common Stock, no par value Options Exercise $18,384 +4,800 +480000% $3.83 4,801 16 Sep 2025 Direct
transaction CPSS Common Stock, no par value Tax liability $18,381 -2,165 -45% $8.49 2,636 16 Sep 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CPSS Stock Option (right to buy) Options Exercise -4,800 -100% 0 16 Sep 2025 Common Stock, No Par Value 4,800 $3.83 Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents a "net exercise" of outstanding stock options. The reporting person received 2,635 shares of common stock on net exercise of option to purchase 4,800 shares of common stock. The reporting person forfeited 2,165 shares of common stock underlying the option in payment of the exercise price, using the closing stock price on September 16, 2025 of $8.49 per share.
F2 Original grant of 20,000 options became exercisable in 4 equal installments of 5,000 shares on 11/14/2019, 11/14/2020, 11/14/2021, and 11/14/2022
F3 Issued in consideration of the named person's services to the issuer.