Edward Ray Burkholder - 31 Dec 2025 Form 5 Insider Report for F&M BANK CORP (FMBM)

Role: Director
Signature: /s/ Candy F. Barkley, Attorney-in-Fact
Issuer symbol: FMBM
Transactions as of: 31 Dec 2025
Net transactions value: +$567
Form type: 5
Filing time: 14 Jan 2026, 16:35:58 UTC
Previous filing: 19 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
BURKHOLDER EDWARD RAY	Director	C/O F&M BANK, 205 S MAIN STREET, TIMBERVILLE	/s/ Candy F. Barkley, Attorney-in-Fact	14 Jan 2026	0001659019

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FMBM	Common Stock	Purchase	$139	+7	+0.12%	$20.45	5,870	28 Feb 2025	Direct	F1
transaction	FMBM	Common Stock	Purchase	$141	+7	+0.12%	$19.75	5,877	30 May 2025	Direct	F1
transaction	FMBM	Common Stock	Purchase	$143	+6	+0.1%	$23.70	5,883	29 Aug 2025	Direct	F1
transaction	FMBM	Common Stock	Purchase	$144	+5	+0.09%	$26.95	5,889	28 Nov 2025	Direct	F1
holding	FMBM	Common Stock						143,554	31 Dec 2025	As Trustee of F&M Bank Corp. ESOP

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 25.30 shares acquired in 2025 under F&M Bank Corp Dividend Reinvestment Plan.