Gregory W. Seward - 12 Feb 2026 Form 4 Insider Report for Live Oak Bancshares, Inc. (LOB)

Role
General Counsel
Signature
/s/ Jonathan A. Greene, by Power of Attorney
Issuer symbol
LOB
Transactions as of
12 Feb 2026
Net transactions value
-$266,427
Form type
4
Filing time
17 Feb 2026, 18:14:40 UTC
Previous filing
11 Feb 2026
Next filing
19 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Seward Gregory W General Counsel 1741 TIBURON DRIVE, WILMINGTON /s/ Jonathan A. Greene, by Power of Attorney 17 Feb 2026 0001656656

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LOB Voting Common Stock Options Exercise +2,754 +2.6% 109,560 12 Feb 2026 Direct F1
transaction LOB Voting Common Stock Tax liability $51,160 -1,272 -1.2% $40.22 108,288 12 Feb 2026 Direct
transaction LOB Voting Common Stock Options Exercise +11,948 +11% 120,236 13 Feb 2026 Direct F1
transaction LOB Voting Common Stock Tax liability $215,267 -5,310 -4.4% $40.54 114,926 13 Feb 2026 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction LOB Restricted Stock Units Options Exercise $0 -2,754 -25% $0.000000 8,262 12 Feb 2026 Voting Common Stock 2,754 Direct F1, F2
transaction LOB Restricted Stock Units Options Exercise $0 -11,948 -33% $0.000000 23,898 13 Feb 2026 Voting Common Stock 11,948 Direct F1, F3
holding LOB Restricted Stock Units 8,383 12 Feb 2026 Voting Common Stock 8,383 Direct F1, F4
holding LOB Restricted Stock Units 7,412 12 Feb 2026 Voting Common Stock 7,412 Direct F1, F5
holding LOB Restricted Stock Units 1,000 12 Feb 2026 Voting Common Stock 1,000 Direct F1, F6
holding LOB Restricted Stock Units 4,740 12 Feb 2026 Voting Common Stock 4,740 Direct F1, F7
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
F2 The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.
F3 The RSUs vest in five pro rata installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.
F4 The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.
F5 The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.
F6 The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.
F7 The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.