Gregory W. Seward - 26 Nov 2025 Form 4 Insider Report for Live Oak Bancshares, Inc. (LOB)

Role
General Counsel
Signature
/s/ Jonathan A. Greene, by Power of Attorney
Issuer symbol
LOB
Transactions as of
26 Nov 2025
Net transactions value
$0
Form type
4
Filing time
01 Dec 2025, 16:53:32 UTC
Previous filing
20 Nov 2025
Next filing
11 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Seward Gregory W General Counsel 1741 TIBURON DRIVE, WILMINGTON /s/ Jonathan A. Greene, by Power of Attorney 01 Dec 2025 0001656656

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LOB Voting Common Stock Gift $0 -100 -0.09% $0.000000 106,026 26 Nov 2025 Direct
transaction LOB Voting Common Stock Gift $0 -150 -0.14% $0.000000 105,876 28 Nov 2025 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding LOB Restricted Stock Units 1,000 26 Nov 2025 Voting Common Stock 1,000 Direct F1, F2
holding LOB Restricted Stock Units 4,740 26 Nov 2025 Voting Common Stock 4,740 Direct F1, F3
holding LOB Restricted Stock Units 35,846 26 Nov 2025 Voting Common Stock 35,846 Direct F1, F4
holding LOB Restricted Stock Units 11,016 26 Nov 2025 Voting Common Stock 11,016 Direct F1, F5
holding LOB Restricted Stock Units 9,264 26 Nov 2025 Voting Common Stock 9,264 Direct F1, F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
F2 The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.
F3 The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.
F4 The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.
F5 The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.
F6 The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.