Stan R. Dunsmore - 09 Jan 2026 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: EXEC. VP, CHIEF CREDIT OFFICER
Signature: /s/ Melinda S Kilburn for Stan R Dunsmore, 3/18/25, Attorney-in-Fact
Issuer symbol: CZNC
Transactions as of: 09 Jan 2026
Net transactions value: +$65,260
Form type: 4
Filing time: 03 Feb 2026, 16:04:43 UTC
Previous filing: 26 Nov 2025
Next filing: 27 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	214 ROUTE 660, WELLSBORO	/s/ Melinda S Kilburn for Stan R Dunsmore, 3/18/25, Attorney-in-Fact	03 Feb 2026	0001629111

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Other	$6,932	+337	+3.6%	$20.57	9,681	09 Jan 2026	By ESOP	F1
transaction	CZNC	Common Stock	Award	$68,525	+3,134	+15%	$21.86	24,445	30 Jan 2026	Direct	F2
transaction	CZNC	Common Stock	Tax liability	$10,197	-455	-1.9%	$22.41	23,990	30 Jan 2026	Direct	F3
transaction	CZNC	Common Stock	Disposed to Issuer	$0	-142	-0.59%	$0.000000	23,848	30 Jan 2026	Direct	F4
holding	CZNC	Common Stock						90	09 Jan 2026	By Child

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Exempt acquisition via year end contribution to ESOP.
F2	Award of Restricted Stock.
F3	Payment of exercise price or tax liability by delivering or withholding securities incident to the receipt, exercise or vesting of a security issued in accordance with Rule 16b-3.
F4	Forfeiture of restricted shares granted 1/31/2023 that were eligible to vest in January 2026, based on the Corporation's attainment of an earnings-based performance standard.