Michael Chu - 18 Mar 2026 Form 3 Insider Report for Arcos Dorados Holdings Inc. (ARCO)

Role: Director
Signature: /s/ Roman Ajzen, attorney-in-fact on behalf of Michael Chu
Issuer symbol: ARCO
Transactions as of: 18 Mar 2026
Net transactions value: $0
Form type: 3
Filing time: 18 Mar 2026, 11:25:51 UTC
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
CHU MICHAEL	Director	1450 BRICKELL AVENUE, STE 2530, MIAMI	/s/ Roman Ajzen, attorney-in-fact on behalf of Michael Chu	18 Mar 2026	0001201000

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	ARCO	Class A common share						10,796	18 Mar 2026	Held by The Michael Chu Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	ARCO	Phantom Restricted Stock Unit							18 Mar 2026	Class A common share	4,988		Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each Phantom Restricted Stock Unit ("Phantom RSU") represents the cash equivalent of the closing price of one Class A common share on the vesting date, plus any dividends paid on the Class A common share, if any, since the grant date. The date exercisable and expiration date represent the vesting date for this Phantom RSU. Each Phantom RSU will be settled in cash promptly following the vesting date.

Content

Each Phantom Restricted Stock Unit ("Phantom RSU") represents the cash equivalent of the closing price of one Class A common share on the vesting date, plus any dividends paid on the Class A common share, if any, since the grant date. The date exercisable and expiration date represent the vesting date for this Phantom RSU. Each Phantom RSU will be settled in cash promptly following the vesting date.