Libor Michalek - 01 Mar 2026 Form 4 Insider Report for Affirm Holdings, Inc. (AFRM)

Role: President, Director
Signature: /s/ Josh Samples, Attorney-in-Fact
Issuer symbol: AFRM
Transactions as of: 01 Mar 2026
Net transactions value: -$191,631
Form type: 4
Filing time: 03 Mar 2026, 16:06:09 UTC
Previous filing: 03 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Michalek Libor	President, Director	C/O AFFIRM HOLDINGS, INC., 650 CALIFORNIA STREET, SAN FRANCISCO	/s/ Josh Samples, Attorney-in-Fact	03 Mar 2026	0001832810

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	AFRM	Class A Common Stock	Options Exercise	$0	+11,362	+5.5%	$0.000000	218,359	01 Mar 2026	Direct
transaction	AFRM	Class A Common Stock	Tax liability	$191,631	-4,079	-1.9%	$46.98	214,280	01 Mar 2026	Direct	F1
holding	AFRM	Class A Common Stock						868,114	01 Mar 2026	Michalek 2007 Trust dated March 21, 2007	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-2,336	-14%	$0.000000	14,015	01 Mar 2026	Class A Common Stock	2,336		Direct	F3, F4
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-3,707	-9.1%	$0.000000	37,074	01 Mar 2026	Class A Common Stock	3,707		Direct	F3, F5
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-5,319	-9.1%	$0.000000	53,195	01 Mar 2026	Class A Common Stock	5,319		Direct	F3, F6

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on March 1, 2026.
F2	The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust.
F3	Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F4	The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
F5	RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F6	The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.