Mahtiyar Bonakdarpour - 18 Feb 2026 Form 4 Insider Report for Root, Inc. (ROOT)

Role: President and CTO
Signature: /s/ Jodi Baker, Attorney-in-fact
Issuer symbol: ROOT
Transactions as of: 18 Feb 2026
Net transactions value: -$750,844
Form type: 4
Filing time: 20 Feb 2026, 16:09:49 UTC
Previous filing: 05 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Bonakdarpour Mahtiyar	President and CTO	C/O ROOT, INC., 80 E. RICH STREET, SUITE 500, COLUMBUS	/s/ Jodi Baker, Attorney-in-fact	20 Feb 2026	0001913361

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	ROOT	Class A Common Stock	Award	$0	+101,958	+38%	$0.000000	367,512	18 Feb 2026	Direct	F1
transaction	ROOT	Class A Common Stock	Tax liability	$589,355	-9,569	-2.6%	$61.59	357,943	19 Feb 2026	Direct	F2
transaction	ROOT	Class A Common Stock	Award	$0	+5,877	+1.6%	$0.000000	363,820	18 Feb 2026	Direct	F3
transaction	ROOT	Class A Common Stock	Tax liability	$161,489	-2,622	-0.72%	$61.59	361,198	19 Feb 2026	Direct	F2
holding	ROOT	Class A Common Stock						149,294	18 Feb 2026	See Footnote	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Reflects Performance-Based Restricted Share Units ("PSUs") granted under the Issuer's 2020 Equity Incentive Plan. One-quarter of the PSUs vested upon the certification of performance by the Compensation Committee and the remainder vest annually (25% per year) on January 1, 2027, January 1, 2028, and January 1, 2029.
F2	These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of PSUs.
F3	Vesting of PSUs granted under the Issuer's 2020 Equity Incentive Plan upon the certification of performance by the Compensation Committee.
F4	These shares are held by Drive Capital Overdrive Fund I, L.P. ("DCOF I") (99,687), Drive Capital Overdrive Fund I (TE), L.P. ("DCOF I TE") (48,201), and Drive Capital Overdrive Ignition Fund I, L.P. ("DCOIF I") (1,406). Drive Capital Overdrive Fund I (GP), LLC ("DCOIF I GP"), the general partner of each of DCOF I, DCOF I TE and DEOIF I, may be deemed to have sole power to vote these shares. The Reporting Person's spouse does not have voting or investment control over these shares but may be deemed to have an indirect pecuniary interest in such shares through her carried interest in DCOIF I GP. The Reporting Person's exact pecuniary interest is not readily determinable because it is subject to several variables. The Reporting Person disclaims beneficial ownership of any of these shares except to the extent of his spouse's pecuniary interest therein.