Megan Binkley - 18 Feb 2026 Form 4 Insider Report for Root, Inc. (ROOT)

Signature
/s/ Jodi Baker, Attorney-in-fact
Issuer symbol
ROOT
Transactions as of
18 Feb 2026
Net transactions value
-$367,569
Form type
4
Filing time
20 Feb 2026, 16:08:59 UTC
Previous filing
03 Apr 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Binkley Megan Chief Financial Officer 80 E RICH STREET, SUITE 500, COLUMBUS /s/ Jodi Baker, Attorney-in-fact 20 Feb 2026 0001828747

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction ROOT Class A Common Stock Award $0 +57,868 +92% $0.000000 121,073 18 Feb 2026 Direct F1
transaction ROOT Class A Common Stock Tax liability $269,333 -4,373 -3.6% $61.59 116,700 19 Feb 2026 Direct F2
transaction ROOT Class A Common Stock Award $0 +4,170 +3.6% $0.000000 120,870 18 Feb 2026 Direct F3
transaction ROOT Class A Common Stock Tax liability $98,236 -1,595 -1.3% $61.59 119,275 19 Feb 2026 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Reflects Performance-Based Restricted Share Units ("PSUs") granted under the Issuer's 2020 Equity Incentive Plan. One-quarter of the PSUs vested upon the certification of performance by the Compensation Committee and the remainder vest annually (25% per year) on January 1, 2027, January 1, 2028, and January 1, 2029.
F2 These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of PSUs.
F3 Vesting of PSUsgranted under the Issuer's 2020 Equity Incentive Plan upon the certification of performance by the Compensation Committee.