NANCY J. KRAMER - 31 Dec 2025 Form 5 Insider Report for Root, Inc. (ROOT)

Role
Director
Signature
/s/ Jodi Baker, Attorney-in-fact
Issuer symbol
ROOT
Transactions as of
31 Dec 2025
Net transactions value
$0
Form type
5
Filing time
11 Feb 2026, 16:01:48 UTC
Previous filing
09 Jun 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
KRAMER NANCY J Director C/O ROOT, INC., 80 E RICH STREET, SUITE 500, COLUMBUS /s/ Jodi Baker, Attorney-in-fact 11 Feb 2026 0001191893

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction ROOT Class A Common Stock Other $0 +2,314 +51% $0.000000 6,894 29 Jun 2021 See Footnote. F1, F2, F3
transaction ROOT Class A Common Stock Other $0 +1,081 +16% $0.000000 7,975 02 Jul 2021 See Footnote. F1, F3
transaction ROOT Class A Common Stock Other $0 +2,342 +29% $0.000000 10,317 08 Dec 2021 See Footnote. F1, F3
holding ROOT Class A Common Stock 17,616 31 Dec 2025 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Acquired in pro-rata distribution from a fund in which the Reporting Person is a limited partner.
F2 Reflects change in form of beneficial ownership of 4,580 shares previously reported in prior reports as directly-held shares.
F3 Shares held by the Nancy J. Kramer Revocable Trust dated October 8, 2014.

Remarks:

This Form 4 is being filed to report transactions that occurred on June 29, 2021, July 2, 2021 and December 8, 2021, which were inadvertently not reported at the time. The omission was recently discovered, and this filing is being made promptly upon that discovery.