ERIC CHRISTOPHER BELL - 05 Feb 2026 Form 3 Insider Report for MITEK SYSTEMS INC (MITK)

Role: Chief Accounting Officer
Signature: /s/ Eric C. Bell
Issuer symbol: MITK
Transactions as of: 05 Feb 2026
Net transactions value: $0
Form type: 3
Filing time: 06 Feb 2026, 17:54:51 UTC
Previous filing: 24 Feb 2023
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
BELL ERIC CHRISTOPHER	Chief Accounting Officer	770 FIRST AVENUE, SUITE 425, SAN DIEGO	/s/ Eric C. Bell	06 Feb 2026	0001837856

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	MITK	Common Stock						53,515	05 Feb 2026	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	MITK	Performance Restricted Stock Units							05 Feb 2026	Common Stock	24,560		Direct	F2, F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents 13,667 shares of the Issuer's common stock owned outright by the reporting person, and 39,848 restricted stock units ("RSUs") granted under the Issuer's Amended and Restated 2020 Incentive Plan (the "2020 Plan"). RSUs vest over four years from the date of grant, with 25% of the shares subject to the award vesting on the first anniversary of the date of grant and an additional 25% of the shares vesting on each subsequent anniversary of the date of grant thereafter.
F2	Represents the target number of performance restricted stock units that may settle pursuant to awards granted under the 2020 Plan (''Performance RSUs'') . 7,358 Performance RSUs vest upon the achievement of certain performance criteria over the three year period following the date of grant (each such year, a "Yearly Performance Period"), with 33% of target Performance RSUs, if any, vesting on each anniversary of the date of grant with respect to each applicable Yearly Performance Period. 17,202 Performance RSUs vest upon the achievement of certain performance criteria on the third anniversary of the date of grant.
F3	Performance criteria for all Performance RSUs is the percentage increase in value of the Issuer's common stock compared to the percentage increase in value of the Russell 2000 Index over each performance period. The final potential payout will range from 50% to 200% of the number of awarded target Performance RSUs, based on an attainment between 75% to 125% compared to the Russell 2000 Index. The attainment below 75% will result in a 0% payout.
F4	For the purpose of determining the percentage increase in value of the Issuer's common stock and the Russell 2000 Index, a hypothetical investment of $100 will be made in both the Issuer's common stock and the Russell 2000 Index with a purchase price equal to the average closing price of each for the 20-trading days or 40-trading days immediately preceding the start of the Performance Period (depending on the award). At the end of the Performance Period, the value of the hypothetical investments shall be determined by assuming the sale of each based on the average closing price of each from the immediately preceding 20-trading days or 40-trading days (depending on the award). The percentage change shall be determined by comparing the increase in value to the starting investment of $100.