James Austin McPherson - 15 Jan 2026 Form 4 Insider Report for FB Financial Corp (FBK)

Role: 10%+ Owner
Signature: /s/ D. Scott Holley, as Attorney-in-Fact
Issuer symbol: FBK
Transactions as of: 15 Jan 2026
Net transactions value: -$510,510
Form type: 4
Filing time: 20 Jan 2026, 20:57:23 UTC
Previous filing: 15 May 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
McPherson James Austin	10%+ Owner	6 N. GILL STREET, HAZELHURST	/s/ D. Scott Holley, as Attorney-in-Fact	20 Jan 2026	0002068430

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FBK	Common Stock	Sale	$510,510	-8,500	-47%	$60.06	9,484	15 Jan 2026	Direct	F1
holding	FBK	Common Stock						7,051,841	15 Jan 2026	By Estate of James W. Ayers	F2, F3
holding	FBK	Common Stock						2,100	15 Jan 2026	By LLC	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $60.00 to $60.27, inclusive. The reporting person undertakes to provide to FB Financial Corporation, any security holder of FB Financial Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote.
F2	The total shares owned by the Estate of James W. Ayers reflects the sale by the Estate of James W. Ayers on November 14, 2025 of 3,880,000 shares of the Common Stock of FB Financial Corp in a transaction exempt from reporting under Rule 16a-2(d)(1).
F3	The reported securities may be deemed to be beneficially owned by the reporting person in his capacity as a co-executor of the Estate of James W. Ayers. The reporting person was appointed a co-executor of the Estate of James W. Ayers effective April 29, 2025. The reporting person disclaims beneficial ownership of the securities held directly by the Estate of James W. Ayers.
F4	The reported securities are held directly by various limited liability companies established for the benefit of the reporting person's family members. The reporting person holds direct or indirect operational and/or voting control over the reported securities directly owned by such limited liability companies. The reporting person disclaims beneficial ownership of the securities held directly by such limited liability companies.