Nicholas Hollmeyer Lynton - 01 Jan 2026 Form 4 Insider Report for Cardlytics, Inc. (CDLX)

Role: Chief Legal & Privacy Officer
Signature: /s/ Nick Lynton
Issuer symbol: CDLX
Transactions as of: 01 Jan 2026
Net transactions value: -$7,316
Form type: 4
Filing time: 05 Jan 2026, 18:56:15 UTC
Previous filing: 02 Oct 2025
Next filing: 20 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Lynton Nicholas Hollmeyer	Chief Legal & Privacy Officer	675 PONCE DE LEON AVENUE NE, SUITE 4100, ATLANTA	/s/ Nick Lynton	05 Jan 2026	0001941467

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CDLX	Common Stock	Options Exercise		+581	+0.5%		116,908	01 Jan 2026	Direct	F1
transaction	CDLX	Common Stock	Options Exercise		+1,578	+1.3%		118,486	01 Jan 2026	Direct	F1
transaction	CDLX	Common Stock	Options Exercise		+10,629	+9%		129,115	01 Jan 2026	Direct	F1
transaction	CDLX	Common Stock	Sale	$7,316	-6,253	-4.8%	$1.17	122,862	05 Jan 2026	Direct	F2, F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	CDLX	Restricted Stock Unit	Options Exercise	$0	-581	-50%	$0.000000	582	01 Jan 2026	Common Stock	581		Direct	F1, F4
transaction	CDLX	Restricted Stock Units	Options Exercise	$0	-1,578	-33%	$0.000000	3,156	01 Jan 2026	Common Stock	1,578		Direct	F1, F5
transaction	CDLX	Restricted Stock Unit	Options Exercise	$0	-10,629	-50%	$0.000000	10,630	01 Jan 2026	Common Stock	10,629		Direct	F1, F6

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit ("RSU") represents a contingent right to receive one share of common stock of the Issuer.
F2	Shares were sold solely to satisfy tax withholding obligations that resulted from the delivery of shares of common stock for RSUs that vested on January 1, 2026. The Reporting Person did not sell shares for any other purpose.
F3	The price reported is a weighted average sales price. These shares were sold in multiple transactions at prices ranging from $1.12 to $1.235, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (3).
F4	The RSU award was originally for 9,299 shares. Twenty-five percent (25%) of the shares under this award vested on April 1, 2023, with the remaining 75% vesting quarterly over the subsequent three years in equal amounts thereafter provided the Reporting Person continuously provides service to the Issuer through the vesting date.
F5	This RSU award was originally for 25,247 shares. Twenty-five percent (25%) of the shares under this award vested on July 1, 2023, with the remaining 75% vesting quarterly over the subsequent three years in equal amounts thereafter provided the Reporting Person continuously provides service to the Issuer through the vesting date.
F6	The RSU award was originally for 85,035 shares. The RSU award vested or will vest in eight equal installments on July 1, 2024, October 1, 2024, January 1, 2025, April 1, 2025, July 1, 2025, October 1, 2025, January 1, 2026 and April 1, 2026, provided that the Reporting Person remains employed by the Issuer on such vesting date.