Robert O'Hare - 01 Dec 2025 Form 4 Insider Report for Affirm Holdings, Inc. (AFRM)

Role
Chief Financial Officer
Signature
/s/ Josh Samples, Attorney-in-Fact
Issuer symbol
AFRM
Transactions as of
01 Dec 2025
Net transactions value
-$681,464
Form type
4
Filing time
03 Dec 2025, 17:59:35 UTC
Previous filing
22 Sep 2025
Next filing
05 Dec 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
O'Hare Robert Chief Financial Officer 650 CALIFORNIA STREET, SAN FRANCISCO /s/ Josh Samples, Attorney-in-Fact 03 Dec 2025 0001633877

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction AFRM Class A Common Stock Options Exercise $0 +19,424 $0.000000 19,424 01 Dec 2025 Direct
transaction AFRM Class A Common Stock Tax liability $681,464 -9,867 -51% $69.06 9,557 01 Dec 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction AFRM Restricted Stock Units Options Exercise $0 -1,495 -75% $0.000000 499 01 Dec 2025 Class A Common Stock 1,495 Direct F2, F3
transaction AFRM Restricted Stock Units Options Exercise $0 -4,545 -37% $0.000000 7,576 01 Dec 2025 Class A Common Stock 4,545 Direct F2, F4
transaction AFRM Restricted Stock Units Options Exercise $0 -2,102 -30% $0.000000 4,906 01 Dec 2025 Class A Common Stock 2,102 Direct F2, F5
transaction AFRM Restricted Stock Units Options Exercise $0 -5,019 -13% $0.000000 35,131 01 Dec 2025 Class A Common Stock 5,019 Direct F2, F6
transaction AFRM Restricted Stock Units Options Exercise $0 -2,127 -8.3% $0.000000 23,406 01 Dec 2025 Class A Common Stock 2,127 Direct F2, F7
transaction AFRM Restricted Stock Units Options Exercise $0 -1,356 -8.3% $0.000000 14,923 01 Dec 2025 Class A Common Stock 1,356 Direct F2, F8
transaction AFRM Restricted Stock Units Options Exercise $0 -2,780 -8.3% $0.000000 30,586 01 Dec 2025 Class A Common Stock 2,780 Direct F2, F9
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on December 1, 2025.
F2 Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F3 The RSUs vested in equal monthly installments from April 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F4 The RSUs vested in equal monthly installments from August 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F5 The RSUs vested in equal monthly installments from October 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F6 The RSUs vest as to 25% of the shares on September 1, 2024 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
F7 The RSUs vest as to 25% of the shares on September 1, 2025 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
F8 The RSUs vest equal quarterly installments for a period of four years beginning December 1, 2024, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.
F9 The RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.