Robert O'Hare - 01 Dec 2025 Form 4 Insider Report for Affirm Holdings, Inc. (AFRM)

Reporting relationship: Chief Financial Officer
Issuer ticker: AFRM
Reported as of: 01 Dec 2025
Net transaction value: -$681,464
SEC form: 4
Accepted by SEC: 03 Dec 2025, 17:59:35 UTC
Prior SEC filing: 22 Sep 2025
Next SEC filing: 05 Dec 2025
Source filing: View source filing
Reporting owner signature: /s/ Josh Samples, Attorney-in-Fact

Key filing fact

Robert O'Hare filed Form 4 for Affirm Holdings, Inc. (AFRM) on 03 Dec 2025.

Key facts

This page summarizes Robert O'Hare's Form 4 filing for Affirm Holdings, Inc. (AFRM).
9 reported transactions and 7 derivative rows are listed below.
Accepted by SEC: 03 Dec 2025, 17:59.

Change

Previous filing in this sequence was filed on 22 Sep 2025.
Current net transaction value: -$681,464.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001633877 Primary reporting owner

O'Hare Robert

Relationship: Chief Financial Officer
Address: 650 CALIFORNIA STREET, SAN FRANCISCO
Signature: /s/ Josh Samples, Attorney-in-Fact
Signature date: 03 Dec 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

AFRM transaction

Class A Common Stock

Options Exercise

Transaction value: $0
Shares: +19,424
Change %
Price: $0.000000
Shares after: 19,424
Date: 01 Dec 2025
Ownership: Direct

AFRM transaction

Class A Common Stock

Tax liability

Transaction value: $681,464
Shares: -9,867
Change %: -51%
Price: $69.06
Shares after: 9,557
Date: 01 Dec 2025
Ownership: Direct
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -1,495
Change %: -75%
Price: $0.000000
Shares after: 499
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 1,495
Exercise price
Footnotes: F2, F3

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -4,545
Change %: -37%
Price: $0.000000
Shares after: 7,576
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 4,545
Exercise price
Footnotes: F2, F4

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -2,102
Change %: -30%
Price: $0.000000
Shares after: 4,906
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 2,102
Exercise price
Footnotes: F2, F5

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -5,019
Change %: -13%
Price: $0.000000
Shares after: 35,131
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 5,019
Exercise price
Footnotes: F2, F6

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -2,127
Change %: -8.3%
Price: $0.000000
Shares after: 23,406
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 2,127
Exercise price
Footnotes: F2, F7

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -1,356
Change %: -8.3%
Price: $0.000000
Shares after: 14,923
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 1,356
Exercise price
Footnotes: F2, F8

AFRM transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -2,780
Change %: -8.3%
Price: $0.000000
Shares after: 30,586
Date: 01 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 2,780
Exercise price
Footnotes: F2, F9

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 9 footnotes

Footnote F1

Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on December 1, 2025.

Footnote F2

Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Footnote F3

The RSUs vested in equal monthly installments from April 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.

Footnote F4

The RSUs vested in equal monthly installments from August 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.

Footnote F5

The RSUs vested in equal monthly installments from October 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.

Footnote F6

The RSUs vest as to 25% of the shares on September 1, 2024 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.

Footnote F7

The RSUs vest as to 25% of the shares on September 1, 2025 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.

Footnote F8

The RSUs vest equal quarterly installments for a period of four years beginning December 1, 2024, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.

Footnote F9

The RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.