Siphelele Jiyane - 01 Dec 2025 Form 4 Insider Report for Affirm Holdings, Inc. (AFRM)

Role: Chief Accounting Officer
Signature: /s/ Josh Samples, Attorney-in-Fact
Issuer symbol: AFRM
Transactions as of: 01 Dec 2025
Net transactions value: -$313,969
Form type: 4
Filing time: 03 Dec 2025, 17:59:20 UTC
Previous filing: 15 Sep 2025
Next filing: 03 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Jiyane Siphelele	Chief Accounting Officer	C/O AFFIRM HOLDINGS, INC., 650 CALIFORNIA STREET, SAN FRANCISCO	/s/ Josh Samples, Attorney-in-Fact	03 Dec 2025	0001832806

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	AFRM	Class A Common Stock	Options Exercise	$0	+11,547	+5.4%	$0.000000	225,514	01 Dec 2025	Direct
transaction	AFRM	Class A Common Stock	Tax liability	$313,969	-4,546	-2%	$69.06	220,968	01 Dec 2025	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-1,667	-33%	$0.000000	3,334	01 Dec 2025	Class A Common Stock	1,667		Direct	F2, F3
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-2,083	-20%	$0.000000	8,334	01 Dec 2025	Class A Common Stock	2,083		Direct	F2, F4
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-3,333	-17%	$0.000000	16,667	01 Dec 2025	Class A Common Stock	3,333		Direct	F2, F5
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-2,500	-14%	$0.000000	15,000	01 Dec 2025	Class A Common Stock	2,500		Direct	F2, F6
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-842	-33%	$0.000000	1,683	01 Dec 2025	Class A Common Stock	842		Direct	F2, F7
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-1,122	-9.1%	$0.000000	11,218	01 Dec 2025	Class A Common Stock	1,122		Direct	F2, F8

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on December 1, 2025.
F2	Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F3	The RSUs vest in equal quarterly installments for a period of three years beginning September 1, 2023, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F4	The RSUs vest in equal quarterly installments for a period of three years beginning March 1, 2024, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F5	The RSUs vest in equal quarterly installments for a period of three years beginning June 1, 2024, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F6	The RSUs vest in equal quarterly installments for a period of three years beginning September 1, 2024, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F7	The RSUs vest in equal quarterly installments for a period of one year beginning September 1, 2025, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F8	The RSUs vest in equal quarterly installments for a period of three years beginning September 1, 2025, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.