June Ou - 10 Sep 2025 Form 3 Insider Report for Figure Technology Solutions, Inc.

Role: Director, 10%+ Owner
Signature: /s/ Ron Chillemi, Attorney-in-Fact
Issuer symbol: FIGR on Nasdaq
Transactions as of: 10 Sep 2025
Net transactions value: $0
Form type: 3
Filing time: 10 Sep 2025, 19:48:12 UTC
Next filing: 24 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Ou June	Director, 10%+ Owner	C/O FIGURE TECHNOLOGY SOLUTIONS, INC., 100 WEST LIBERTY STREET, SUITE 600, RENO	/s/ Ron Chillemi, Attorney-in-Fact	10 Sep 2025	0002079717

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	FIGR	Class A Common Stock						6,878,993	10 Sep 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	FIGR	Class B Common Stock							10 Sep 2025	Class A Common Stock	24,970,450		By Spouse	F1
holding	FIGR	Class B Common Stock							10 Sep 2025	Class A Common Stock	2,237,012		By Rockfish LLC	F1
holding	FIGR	Class B Common Stock							10 Sep 2025	Class A Common Stock	3,185,970		By Children's Trust 1	F1
holding	FIGR	Class B Common Stock							10 Sep 2025	Class A Common Stock	3,185,970		By Children's Trust 2	F1
holding	FIGR	Class B Common Stock							10 Sep 2025	Class A Common Stock	1,063,458		By Family Trust	F1
holding	FIGR	Series Seed Preferred Stock							10 Sep 2025	Class B Common Stock	4,750,187		By Family Trust	F2
holding	FIGR	Stock Option							10 Sep 2025	Class B Common Stock	4,559,904	$4.82	By Spouse	F3
holding	FIGR	Stock Option							10 Sep 2025	Class A Common Stock	446,933	$2.12	Direct	F3
holding	FIGR	Stock Option							10 Sep 2025	Class A Common Stock	1,597,045	$4.96	Direct	F3
holding	FIGR	Stock Option							10 Sep 2025	Class A Common Stock	1,748,804	$4.82	Direct	F3
holding	FIGR	Stock Option							10 Sep 2025	Class A Common Stock	160,911	$3.23	Direct	F3
holding	FIGR	Stock Option							10 Sep 2025	Class A Common Stock	500,000	$4.82	Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
F2	Immediately prior to the closing of the Issuer's initial public offering, each share of preferred stock of the Issuer held by the Family Trust will automatically convert into one share of Class A Common Stock, which will be immediately exchanged for one share of Class B Common Stock. The preferred stock does not have an expiration date.
F3	The option is fully vested and currently exercisable.
F4	The option vests in 24 monthly installments beginning on April 18, 2024.

Remarks:

Exhibit 24 - Power of Attorney.