| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| O'Hare Robert | Chief Financial Officer | 650 CALIFORNIA STREET, SAN FRANCISCO | /s/ Josh Samples, Attorney-in-Fact | 03 Sep 2025 | 0001633877 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | AFRM | Class A Common Stock | Options Exercise | $0 | +23,029 | $0.000000 | 23,029 | 01 Sep 2025 | Direct | ||
| transaction | AFRM | Class A Common Stock | Tax liability | $1,034,717 | -11,697 | -51% | $88.46 | 11,332 | 01 Sep 2025 | Direct | F1 |
| transaction | AFRM | Class A Common Stock | Options Exercise | $528,191 | +11,988 | +106% | $44.06 | 23,320 | 01 Sep 2025 | Direct | F2 |
| transaction | AFRM | Class A Common Stock | Options Exercise | $38,999 | +933 | +4% | $41.80 | 24,253 | 02 Sep 2025 | Direct | F2 |
| transaction | AFRM | Class A Common Stock | Options Exercise | $48,768 | +2,837 | +12% | $17.19 | 27,090 | 02 Sep 2025 | Direct | F2 |
| transaction | AFRM | Class A Common Stock | Options Exercise | $28,544 | +1,280 | +4.7% | $22.30 | 28,370 | 02 Sep 2025 | Direct | F2 |
| transaction | AFRM | Class A Common Stock | Options Exercise | $56,670 | +2,427 | +8.6% | $23.35 | 30,797 | 02 Sep 2025 | Direct | F2 |
| transaction | AFRM | Class A Common Stock | Options Exercise | $36,051 | +626 | +2% | $57.59 | 31,423 | 02 Sep 2025 | Direct | F2 |
| transaction | AFRM | Class A Common Stock | Sale | $1,002,506 | -12,190 | -39% | $82.24 | 19,233 | 02 Sep 2025 | Direct | F2, F3 |
| transaction | AFRM | Class A Common Stock | Sale | $714,623 | -8,582 | -45% | $83.27 | 10,651 | 02 Sep 2025 | Direct | F2, F4 |
| transaction | AFRM | Class A Common Stock | Sale | $563,403 | -6,700 | -63% | $84.09 | 3,951 | 02 Sep 2025 | Direct | F2, F5 |
| transaction | AFRM | Class A Common Stock | Sale | $336,941 | -3,951 | -100% | $85.28 | 0 | 02 Sep 2025 | Direct | F2, F6 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Underlying Class | Amount | Exercise Price | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | AFRM | Restricted Stock Units | Options Exercise | $0 | -1,496 | -43% | $0.000000 | 1,994 | 01 Sep 2025 | Class A Common Stock | 1,496 | Direct | F7, F8 | |
| transaction | AFRM | Restricted Stock Units | Options Exercise | $0 | -4,544 | -27% | $0.000000 | 12,121 | 01 Sep 2025 | Class A Common Stock | 4,544 | Direct | F7, F9 | |
| transaction | AFRM | Restricted Stock Units | Options Exercise | $0 | -2,102 | -23% | $0.000000 | 7,008 | 01 Sep 2025 | Class A Common Stock | 2,102 | Direct | F7, F10 | |
| transaction | AFRM | Restricted Stock Units | Options Exercise | $0 | -5,019 | -11% | $0.000000 | 40,150 | 01 Sep 2025 | Class A Common Stock | 5,019 | Direct | F7, F11 | |
| transaction | AFRM | Restricted Stock Units | Options Exercise | $0 | -8,511 | -25% | $0.000000 | 25,533 | 01 Sep 2025 | Class A Common Stock | 8,511 | Direct | F7, F12 | |
| transaction | AFRM | Restricted Stock Units | Options Exercise | $0 | -1,357 | -7.7% | $0.000000 | 16,279 | 01 Sep 2025 | Class A Common Stock | 1,357 | Direct | F7, F13 | |
| transaction | AFRM | Stock Option (Right to Buy) | Options Exercise | $0 | -11,988 | -25% | $0.000000 | 35,965 | 02 Sep 2025 | Class A Common Stock | 11,988 | $44.06 | Direct | F2, F14 |
| transaction | AFRM | Stock Option (Right to Buy) | Options Exercise | $0 | -933 | -14% | $0.000000 | 5,596 | 02 Sep 2025 | Class A Common Stock | 933 | $41.80 | Direct | F2, F15 |
| transaction | AFRM | Stock Option (Right to Buy) | Options Exercise | $0 | -2,837 | -9.1% | $0.000000 | 28,370 | 02 Sep 2025 | Class A Common Stock | 2,837 | $17.19 | Direct | F2, F16 |
| transaction | AFRM | Stock Option (Right to Buy) | Options Exercise | $0 | -1,280 | -7.7% | $0.000000 | 15,357 | 02 Sep 2025 | Class A Common Stock | 1,280 | $22.30 | Direct | F2, F17 |
| transaction | AFRM | Stock Option (Right to Buy) | Options Exercise | $0 | -2,427 | -4% | $0.000000 | 58,230 | 02 Sep 2025 | Class A Common Stock | 2,427 | $23.35 | Direct | F2, F18 |
| transaction | AFRM | Stock Option (Right to Buy) | Options Exercise | $0 | -626 | -2.6% | $0.000000 | 23,800 | 02 Sep 2025 | Class A Common Stock | 626 | $57.59 | Direct | F2, F19 |
Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.
Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).
| Id | Content |
|---|---|
| F1 | Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on September 1, 2025. |
| F2 | The transactions reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 6, 2024. |
| F3 | Represents the weighted average sale price of the shares sold from $81.69 to $82.68 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. |
| F4 | Represents the weighted average sale price of the shares sold from $82.73 to $83.72 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. |
| F5 | Represents the weighted average sale price of the shares sold from $83.73 to $84.70 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. |
| F6 | Represents the weighted average sale price of the shares sold from $84.75 to $85.50 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. |
| F7 | Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. |
| F8 | With respect to the shares of Class A Common Stock underlying the RSUs, the RSUs vested in equal monthly installments from April 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date. |
| F9 | With respect to the shares of Class A Common Stock underlying the RSUs, the RSUs vested in equal monthly installments from August 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date. |
| F10 | With respect to the shares of Class A Common Stock underlying the RSUs, the RSUs vested in equal monthly installments from October 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date. |
| F11 | The RSUs vest as to 25% of the shares on September 1, 2024 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. |
| F12 | The RSUs vest as to 25% of the shares on September 1, 2025 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. |
| F13 | RSUs vest with respect to the shares of Class A Common Stock underlying the restricted stock units in equal quarterly installments for a period of four years beginning December 1, 2024, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. |
| F14 | The stock options vest as to 25% of the underlying shares on September 1, 2025 and the remainder vest in 36 equal monthly installments over the subsequent three years subject to the Reporting Person's continuous service with the Issuer as of each vesting date. |
| F15 | The stock options vest in 48 equal monthly installments beginning April 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. |
| F16 | The stock options vest in 48 equal monthly installments beginning August 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. |
| F17 | The stock options vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. |
| F18 | The stock options vest as to 25% of the underlying shares on September 1, 2024 and the remainder vest in 36 equal monthly installments over the subsequent three years subject to the Reporting Person's continuous service with the Issuer as of each vesting date. |
| F19 | The stock options vest in 48 equal monthly installments beginning December 1, 2024, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. |