J. Henry Smith IV - 01 Jul 2025 Form 4 Insider Report for Southern States Bancshares, Inc. (SSBK)

Role: Director
Signature: /s/ James H Smith IV, by Jeff Shanks as Attorney-in-fact
Issuer symbol: SSBK
Transactions as of: 01 Jul 2025
Net transactions value: $0
Form type: 4
Filing time: 01 Jul 2025, 10:09:09 UTC
Previous filing: 20 Feb 2025
Next filing: 09 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smith J. Henry IV	Director	615 QUINTARD AVE, ANNISTON	/s/ James H Smith IV, by Jeff Shanks as Attorney-in-fact	01 Jul 2025	0001869968

Transactions Table

Type	Sym	Class	Transaction	Shares	Change %	Date	Ownership	Footnotes
transaction	SSBK	Common Stock, par value $5.00 per share	Disposed to Issuer	-52,725	-100%	01 Jul 2025	Direct	F1
transaction	SSBK	Common Stock, par value $5 per share	Disposed to Issuer	-245	-100%	01 Jul 2025	By son (CGS)	F1
transaction	SSBK	Common Stock, par value $5 per share	Disposed to Issuer	-245	-100%	01 Jul 2025	By daughter (EHS)	F1
transaction	SSBK	Common Stock, par value $5 per share	Disposed to Issuer	-240	-100%	01 Jul 2025	By daughter (VWS)	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

J. Henry Smith IV is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id	Content
F1	Disposed of in connection with the merger of Southern States Bancshares, Inc. (SSBK) with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of FBK's stock was $45.30 per share.

Content

Disposed of in connection with the merger of Southern States Bancshares, Inc. (SSBK) with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of FBK's stock was $45.30 per share.