Robert O'Hare - 01 Jun 2025 Form 4 Insider Report for Affirm Holdings, Inc. (AFRM)

Role: Chief Financial Officer
Signature: /s/ Josh Samples, Attorney-in-Fact
Issuer symbol: AFRM
Transactions as of: 01 Jun 2025
Net transactions value: -$382,711
Form type: 4
Filing time: 03 Jun 2025, 17:59:11 UTC
Previous filing: 03 Apr 2025
Next filing: 03 Jul 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
O'Hare Robert	Chief Financial Officer	650 CALIFORNIA STREET, SAN FRANCISCO	/s/ Josh Samples, Attorney-in-Fact	03 Jun 2025	0001633877

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	AFRM	Class A Common Stock	Options Exercise	$0	+14,516	+135%	$0.000000	25,305	01 Jun 2025	Direct
transaction	AFRM	Class A Common Stock	Tax liability	$382,711	-7,374	-29%	$51.90	17,931	01 Jun 2025	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-1,495	-30%	$0.000000	3,490	01 Jun 2025	Class A Common Stock	1,495		Direct	F2, F3
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-4,545	-21%	$0.000000	16,665	01 Jun 2025	Class A Common Stock	4,545		Direct	F2, F4
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-2,102	-19%	$0.000000	9,110	01 Jun 2025	Class A Common Stock	2,102		Direct	F2, F5
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-5,018	-10%	$0.000000	45,169	01 Jun 2025	Class A Common Stock	5,018		Direct	F2, F6
transaction	AFRM	Restricted Stock Units	Options Exercise	$0	-1,356	-7.1%	$0.000000	17,636	01 Jun 2025	Class A Common Stock	1,356		Direct	F2, F7

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on June 1, 2025.
F2	Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F3	With respect to the shares of Class A Common Stock underlying the RSUs, the RSUs vested in equal monthly installments from April 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F4	With respect to the shares of Class A Common Stock underlying the RSUs, the RSUs vested in equal monthly installments from August 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F5	With respect to the shares of Class A Common Stock underlying the RSUs, the RSUs vested in equal monthly installments from October 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F6	The RSUs vest as to 25% of the shares on September 1, 2024 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
F7	RSUs vest with respect to the shares of Class A Common Stock underlying the restricted stock units in equal quarterly installments for a period of four years beginning December 1, 2024, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.