Natalia Mirgorodskaya - 23 May 2025 Form 4 Insider Report for Upstart Holdings, Inc. (UPST)

Signature
/s/ Gabrielle Brown, by power of attorney
Issuer symbol
UPST
Transactions as of
23 May 2025
Net transactions value
-$59,215
Form type
4
Filing time
28 May 2025, 16:26:46 UTC
Previous filing
22 May 2025
Next filing
07 Jul 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Mirgorodskaya Natalia Chief Accounting Officer and Controller C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 410, SAN MATEO /s/ Gabrielle Brown, by power of attorney 28 May 2025 0001833851

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction UPST Common Stock Sale $59,215 -1,340 -5.2% $44.19 24,623 23 May 2025 Direct F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.
F2 Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

Chief Accounting Officer and Controller