Colao Daniel O - 17 Nov 2025 Form 4 Insider Report for Synchrony Financial (SYF)

Role: Director
Signature: /s/ Danielle Do, as attorney-in-fact
Issuer symbol: SYF
Transactions as of: 17 Nov 2025
Net transactions value: +$1,057
Form type: 4
Filing time: 19 Nov 2025, 17:12:06 UTC
Previous filing: 02 Oct 2025
Next filing: 05 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
COLAO DANIEL O	Director	C/O SYNCHRONY FINANCIAL, 777 LONG RIDGE ROAD, STAMFORD	/s/ Danielle Do, as attorney-in-fact	19 Nov 2025	0001614731

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SYF	Dividend Equivalent Unit	Award	$1,057	+15	+0.45%	$70.47	3,312	17 Nov 2025	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

Content

Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.