Lisa M. O'Neill - 31 Dec 2025 Form 4 Insider Report for LAKELAND FINANCIAL CORP (LKFN)

Role
EVP & CFO
Signature
/s/ Becka J. Turnbow, Attorney-in-Fact
Issuer symbol
LKFN
Transactions as of
31 Dec 2025
Net transactions value
-$239,302
Form type
4
Filing time
04 Feb 2026, 15:58:38 UTC
Previous filing
31 Jul 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
O'Neill Lisa M EVP & CFO LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW /s/ Becka J. Turnbow, Attorney-in-Fact 04 Feb 2026 0001605993

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LKFN Common Stock Award $0 +2,600 +7.6% $0.000000 36,966 03 Feb 2026 Direct
transaction LKFN Common Stock Other $33,149 +535 +14% $61.96 4,289 31 Dec 2025 401(k) Plan F1
transaction LKFN Common Stock Sale $176,146 -2,900 -7.8% $60.74 34,066 02 Feb 2026 Direct
transaction LKFN Common Stock Award $0 +2,047 +6% $0.000000 36,113 02 Feb 2026 Direct
transaction LKFN Common Stock Tax liability $96,305 -1,585 -4.4% $60.76 34,528 02 Feb 2026 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Salary redirection and/or dividend reinvestment in 401(k) plan for 2025.