Nathan Duda - 15 Feb 2026 Form 4 Insider Report for Mechanics Bancorp (MCHB)

Role: EVP & CFO
Signature: /s/ Glenn Shrader, Attorney in fact for Nathan Duda
Issuer symbol: MCHB
Transactions as of: 15 Feb 2026
Net transactions value: -$27,681
Form type: 4
Filing time: 18 Feb 2026, 21:17:07 UTC
Previous filing: 05 Jan 2026
Next filing: 03 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Duda Nathan	EVP & CFO	1111 CIVIC DRIVE, SUITE 390, WALNUT CREEK	/s/ Glenn Shrader, Attorney in fact for Nathan Duda	18 Feb 2026	0001602088

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	MCHB	Class A Common Stock	Options Exercise		+2,571	+8.1%		34,168	15 Feb 2026	Direct	F1
transaction	MCHB	Class A Common Stock	Tax liability	$27,681	-1,801	-5.3%	$15.37	32,367	15 Feb 2026	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	MCHB	Incentive Units - Not Deferred (2024)	Options Exercise	$0	-2,571	-20%	$0.000000	10,546	15 Feb 2026	Class A Common Stock	2,571		Direct	F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each incentive unit represents a contingent right to receive one share of Issuer Class A common stock. Incentive units do not require the holder to pay any consideration upon vesting.
F2	Each incentive unit is the economic equivalent of one share of Issuer Class A Common Stock.
F3	The incentive units vest in two equal annual installments beginning February 15, 2027.