Laura Olle - Dec 3, 2025 Form 4 Insider Report for ENCORE CAPITAL GROUP INC (ECPG)

Role
Director
Signature
/s/ Michael Chin, Attorney-in-Fact for Laura Olle
Stock symbol
ECPG
Transactions as of
Dec 3, 2025
Transactions value $
-$75,120
Form type
4
Date filed
12/4/2025, 07:42 PM
Previous filing
Jun 17, 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
OLLE LAURA Director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO /s/ Michael Chin, Attorney-in-Fact for Laura Olle 2025-12-04 0001601513

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction ECPG Common Stock Sale -$75.1K -1.42K -3.9% $52.79 35K Dec 3, 2025 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The sale transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on September 3, 2025 as part of the reporting person's financial planning for tax purposes. This Rule 10b5-1 trading plan has now been completed.