| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| STANDISH TROY | EVP & Chief Operating Officer | 13865 SUNRISE VALLEY DRIVE, HERNDON | /s/ Matthew Sheldon (POA) for Troy Standish | 10 Feb 2026 | 0002042058 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | NAVI | Common Stock | Tax liability | $8,975 | -893 | -0.43% | $10.05 | 208,325 | 06 Feb 2026 | Direct | F1, F2 |
| transaction | NAVI | Common Stock | Tax liability | $30,743 | -3,059 | -1.5% | $10.05 | 205,266 | 07 Feb 2026 | Direct | F3 |
| transaction | NAVI | Common Stock | Tax liability | $18,154 | -1,810 | -0.88% | $10.03 | 203,456 | 09 Feb 2026 | Direct | F4 |
| holding | NAVI | Common Stock | 15,137 | 06 Feb 2026 | By 401(k) | F5 |
| Id | Content |
|---|---|
| F1 | As previously reported, on February 6, 2023, the reporting person was granted 5,946 restricted stock units (RSUs) under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2026, 1,914 shares of such RSUs were settled and an additional 263.354 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 893 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations. |
| F2 | Dividend equivalent rights 1,039.9460 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock. |
| F3 | As previously reported, on February 7, 2025, the reporting person was granted 22,091 RSUs under the Navient Corporation 2024 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 7, 2026, 7,106 shares of such RSUs were settled and an additional 357.451 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,059 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations. |
| F4 | As previously reported, on February 9, 2024, the reporting person was granted 12,507 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 9, 2026, 4,031 shares of such RSUs were settled and an additional 383.583 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,810 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations. |
| F5 | Between November 28, 2025, and February 9, 2026, the reporting person acquired 300.7624 share equivalents of Navient common stock under the Navient 401(k) Savings Plan. The information in this report is based on the reporting person's actual account balance as of February 9, 2026. |