Vijay Bhasin - 11 Feb 2026 Form 4 Insider Report for Essent Group Ltd. (ESNT)

Role: SVP and Chief Risk Officer
Signature: /s/ David B. Weinstock, as attorney-in-fact
Issuer symbol: ESNT
Transactions as of: 11 Feb 2026
Net transactions value: +$1,350,096
Form type: 4
Filing time: 13 Feb 2026, 16:23:58 UTC
Previous filing: 15 Dec 2025
Next filing: 02 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Bhasin Vijay	SVP and Chief Risk Officer	C/O ESSENT GROUP LTD., CLARENDON HOUSE, 2 CHURCH STREET, HAMILTON, BERMUDA	/s/ David B. Weinstock, as attorney-in-fact	13 Feb 2026	0001590262

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	ESNT	Common shares, par value $0.015	Award	$900,042	+13,739	+7%	$65.51	210,661	11 Feb 2026	Direct	F1
transaction	ESNT	Common shares, par value $0.015	Disposed to Issuer	$0	-724	-0.34%	$0.000000	209,937	11 Feb 2026	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	ESNT	Restricted share units	Award	$450,054	+6,870		$65.51	6,870	11 Feb 2026	Common shares, par value $0.015	6,870		Direct	F2, F3
transaction	ESNT	Dividend equivalent units	Disposed to Issuer	$0	-39	-1.3%	$0.000000	2,894	11 Feb 2026	Common shares, par value $0.015	39		Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029.
F2	Restricted share units convert into common shares on a one-for-one basis.
F3	Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan subject to time-based vesting in equal installments on each of March 1, 2027, 2028 and 2029.
F4	The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.