Steve Smits - 05 Dec 2023 Form 4 Insider Report for Live Oak Bancshares, Inc. (LOB)

Signature
/s/ Jonathan A. Greene, By Power of Attorney
Issuer symbol
LOB
Transactions as of
05 Dec 2023
Net transactions value
-$896,810
Form type
4
Filing time
07 Dec 2023, 17:02:29 UTC
Previous filing
24 Feb 2023
Next filing
14 Feb 2024

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LOB Voting Common Stock Sale $534,358 -15,000 -8.8% $35.62 155,751 05 Dec 2023 By Steven Joseph Smits Revocable Trust F1
transaction LOB Voting Common Stock Sale $362,452 -10,000 -6.4% $36.25 145,751 07 Dec 2023 By Steven Joseph Smits Revocable Trust F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding LOB Restricted Stock Units 6,007 05 Dec 2023 Voting Common Stock 6,007 Direct F3, F4
holding LOB Restricted Stock Units 3,000 05 Dec 2023 Voting Common Stock 3,000 Direct F3, F5
holding LOB Restricted Stock Units 6,320 05 Dec 2023 Voting Common Stock 6,320 Direct F3, F6
holding LOB Restricted Stock Units 12,802 05 Dec 2023 Voting Common Stock 12,802 Direct F3, F7
holding LOB Employee Stock Option (right to buy) 5,001 05 Dec 2023 Voting Common Stock 5,001 $10.63 Direct F8
holding LOB Employee Stock Option (right to buy) 7,502 05 Dec 2023 Voting Common Stock 7,502 $17.00 Direct F9
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 This transaction was executed in multiple trades at prices ranging from $35.5578 to $35.7561. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the transactions were effected.
F2 This transaction was executed in multiple trades at prices ranging from $36.2390 to $36.2639. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the transactions were effected.
F3 Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
F4 3,003 of the RSUs will vest on each of February 10, 2022, 2023, and 2024; and 3,004 of the RSUs will vest on February 10, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.
F5 The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.
F6 The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.
F7 The RSUs vest in five pro rata installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.
F8 The shares subject to this option vest and become exercisable yearly in seven installments beginning on February 20, 2016, as follows: 10% of the shares subject to the option vested on each of February 20, 2016, 2017, 2018, 2019, and 2020; 25% of the shares subject to the option vested on February 20, 2021; and 25% of the shares subject to the option vested on February 20, 2022.
F9 The shares subject to this option vested and became exercisable yearly in seven installments beginning on July 22, 2016, as follows: 10% of the shares subject to the option vested on each of July 22, 2016, 2017, 2018, 2019, and 2020; 25% of the shares subject to the option vested on July 22, 2021; and 25% of the shares subject to the option vested on July 22, 2022.