Michele B. Estep - 27 Feb 2026 Form 4 Insider Report for OCEANFIRST FINANCIAL CORP (OCFC)

Role
SEVP & CAO, OceanFirst Bank
Signature
/s/ Steven J. Tsimbinos, Power of Attorney
Issuer symbol
OCFC
Transactions as of
27 Feb 2026
Net transactions value
$0
Form type
4
Filing time
03 Mar 2026, 17:06:53 UTC
Previous filing
06 Mar 2025
Next filing
06 Mar 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
ESTEP MICHELE B SEVP & CAO, OceanFirst Bank 110 WEST FRONT STREET, RED BANK /s/ Steven J. Tsimbinos, Power of Attorney 03 Mar 2026 0001577826

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction OCFC Common Stock Award $0 +13,844 +8.4% $0.000000 178,621 27 Feb 2026 Direct F1
transaction OCFC Common Stock Award $0 +20,765 +12% $0.000000 199,386 27 Feb 2026 Direct F2
transaction OCFC Common Stock Disposed to Issuer $0 -17,075 -8.6% $0.000000 182,311 01 Mar 2026 Direct F3
holding OCFC Common Stock 3,980 27 Feb 2026 By ESOP F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding OCFC Stock Option (right to buy) 50,335 27 Feb 2026 Common Stock 50,335 $25.20 Direct
holding OCFC Stock Option (right to buy) 76,790 27 Feb 2026 Common Stock 76,790 $20.44 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Restricted shares awarded. Such shares vest in four equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.
F2 Restricted shares awarded. Such shares vest on March 1, 2029 at approximately 33% to 100% depending on the attainment of defined performance criteria for the three year period from January 1, 2026 through December 31, 2028, or are forfeited if threshold performance is not met. Total includes other unvested restricted shares that vest in the future.
F3 Represents forfeiture of unvested performance based restricted shares, originally awarded on February 28, 2023, for failure to satisfy performance conditions. Total includes other unvested shares that vest in the future.
F4 This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).