Dewey F. Bensenhaver - 02 May 2022 Form 4 Insider Report for SUMMIT FINANCIAL GROUP, INC.

Role: Director
Signature: Teresa D. Ely, Lmtd POA Attorney-in-Fact
Issuer symbol: N/A
Transactions as of: 02 May 2022
Net transactions value: -$18,006
Form type: 4
Filing time: 02 May 2022, 16:12:47 UTC
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SMMF	Common Stock	Sale	$18,006	-680	-2%	$26.48	33,350	02 May 2022	Direct
holding	SMMF	Common Stock						307	02 May 2022	By Wife

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	SMMF	Phantom Stock						4,661	02 May 2022	Common Stock	4,661	$0.000000	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each share of phantom stock represents the economic equivalent of one share of Summit common stock.
F2	Shares of phantom stock are payable only in cash following termination of the reporting person's service as a director of Summit.